Spring is here. And for many riders that means it’s time to get their motorcycles out of winter storage and hit the road — or off-road trails for some.
It’s also a good time to review your motorcycle insurance to make sure you have the right coverage for your equipment and the way you use it.
Just as there’s no one-size-fits-all motorcycle, there’s no one-size-fits-all motorcycle insurance. We have a wide range of options for insuring your motorcycle and related equipment.
For starters, our motorcycle policies can cover just about any kind of machine you own, including cruiser, sport and touring bikes; scooters and trikes; vintage and customs; licensed all-terrain vehicles; and low-speed vehicles.
We also have a variety of packages providing different levels of coverage to fit virtually every budget and need. Here are some of the highlights of three of our available motorcycle insurance packages:
Quality coverage at an affordable cost. Features include first-accident forgiveness; $500 of optional equipment coverage for Harley-Davidson classes and available optional equipment coverage for other classes; available towing and roadside assistance; and $500 helmet and apparel coverage.
Covers everything in the Saver Package plus higher optional equipment and helmet and safety apparel coverage. Towing and roadside assistant with basic trip interruption coverage are included automatically along with $500 additional medical payment for DOT helmets. Track Day coverage also is included. Optional features include transport trailer coverage, medical payments, increased limits of liability, and increased amounts of optional equipment coverage.
Coverage for when “good” isn’t “good enough.” Especially useful for owners with costly optional equipment and personal effects, owners who attend rallies or parade events, and owners who want to protect their investment with more than just the basics. The Elite Package includes everything in the Plus Package plus $5,000 for optional equipment, $2,000 replacement cost for personal effects, $2,500 for helmet and safety apparel, and both Track Day and Parade Day coverage.
A variety of discounts are available with any of these packages. Available discounts vary by state but can include things like multi-policy coverage, locked storage, safety courses, and more. Because every customer’s budget is a little different, we offer several flexible payment plans plus deductible options and limits to help keep premium payments affordable.
Need help deciding what motorcycle insurance is right for you? I can help. Give me a call at 303-922-1001.